Star Insurance Company ("Star") is pleased to announce that a 5% dividend will be paid to

qualifying eligible policyholders who are LNLA members for their exceptional performance in

2009-2010. The dividend period had 25 members qualify for dividends!  

A list of the members who qualified for dividends is enclosed. State insurance regulations require

that dividends be paid only on expired policies and be directly distributed by Star to your members.  

To determine the profitability of your members for the dividend, Star LNLA's financial incurred loss

ratio including a loss factor for the late reporting of claims that may have occurred and not yet been

reported. The LNLA loss ratio adjusted on this basis is 42.4%.  

We appreciate the excellent relationship you have had with our sales and underwriting staff. We

are committed to providing you the highest possible level of service in all areas as well as a

workers' compensation dividend program...